Marry the home, date the interest rate.  This is a popular phrase in real estate that perfectly captures the approach to buying a home. 

Here’s what this phrase means:

Marry the Home – Find the home you love. Focus on the property that fits your lifestyle, needs, and long-term goals. After all, this is where you’ll live, build memories, and create a future.

Date the Rate – Interest rates can fluctuate, and while they impact your monthly payments, they are not a permanent feature of your mortgage. If rates are higher now, don’t let that stop you from purchasing the home of your dreams. Remember, you can buy down rates to get lower rates.  And when rates drop in the future, you can refinance to a lower rate.

The key takeaway is that the home you choose will likely be a long-term investment, but the mortgage rate is something you can adjust in the future.

If you’re wondering how this strategy could work in your current situation, I’d be happy to discuss your options and help you find a personalized plan.

Reach out today, and let’s talk about how we can make this work for you!